Bisnis.com, JAKARTA (4/15/2015) – Among business people in
the electronic commerce (e-commerce) payment system industry, card transactions
will become one of the engines of growth over the next several years. This is
in line with the predicted growth in card transaction value hitting Rp300
trillion next year.
Budi Gandasoebrata,
Director of Midtrans Joint Stock Company (Veritrans Indonesia), said that the
e-commerce industry is closely related to payment systems, such that growth in
this sector will also support growth in payment transactions.
“In e-commerce, bank
transfer is the most popular method, but merchants also have a great need for
credit cards because they are easier,” he said to Bisnis.com on Tuesday
(4/14).
Veritrans is a provider
of payment gateway services for 400 e-commerce business ventures, with
transactions including debit, online debit, credit card, and electronic payment
from telecommunications companies.
Budi emphasized that
growth in card-enabled payments will be driven by the e-commerce sector.
However, in particular, growth in credit card transactions will be
predominantly for cross-border transactions. “There is the factor of
cross-border transactions increasing within ASEAN,” he said.
The industry saw a
growth of 6.3% in credit card transaction volume last year, reaching 254.32
million transactions. The nominal value of transactions grew by 14.1%, reaching
Rp255 trillion.
Meanwhile, the nominal
growth of debit card transactions grew by 17.06%, reaching Rp4,445 trillion
during 2014. Through February, the transaction amount has reached Rp742
trillion, or 16.69% of last year’s total.
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